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Will Marry for Health Insurance!!

New!!!!I have posted an update on my blog!! 9/6/2010

Hi Everyone, I wanted to attach this article that was sent to me . It was written by Arc and the disability policy collaboration. In a nut shell ,reading it was a shock . I think we all believed the practice of denying those of us with preexisting conditions would end in 2014. Not quick enough for most but help never the less.....so we thought. Take a moment to read below. " Will all plans be affected by the changes to pre-existing conditions exclusions? No. There is one exception. Individual health insurance plans are exempted. Individual health insurance plans are policies that individuals buy on the open insurance market (they do not include employer sponsored plans)."
I was SHOCKED by this wording .This paragraph seems to indicate that insurance companies will still be able to deny individuals that apply for health insurance on there own. WHAT THE HECK?? isn't that the very people this was suppose to help?? I am STILL going to be discriminated by health insurance companies after 2014?? So whats changing? In California, they already allow"companies" that have people with preexisting conditions join there work plan. So, if you don't have a job that offers health insurance and your not poor enough for medicare/medical your still screwed. The gov "new" temporary high risk pool is only offered to those who have not had health insurance for at least the past 6 months. Then, its at a cost of over $550 a month for 1 person. What ill person can live 6 months without health insurance and even if they could find a way ,how many could afford the $550mo plus Dr copays and Medications on top of that? Those with chronic conditions have alot of Dr copays and medication costs each month. Not to mention ,its a strain on most of us with conditions to work all day being ill. Bottom Line! The goverment is saying if you have a disability we must go back to the vicorian ages and get married because thats your only option for health insurance in the USA....or are they telling us we need to leave our country and go to Europe or Canada to be treated humanly and be cared for. The healthcare Reform bill did NOTHING for individuals that have a chronic illness and need to buy health insurance on there own. Here is the full article http://www.thearc.org/document.doc?id=2679

It is one of the most beautiful compensations of life, that no man can sincerely try to help another without helping himself .... Ralph Waldo Emerson

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