Will Marry for Health Insurance!! 

My Story

 Press Inquiries: willmarryforhealthinsurance@yahoo.com
This idea and website was created out of my frustration over what  seemed to be a doomed healthcare reform bill.  When the government indicated that the healthcare bill was now on "life support", a panic came over me.  What WILL happen when I lose my Cobra health insurance in a year?

01.  WILL I have to sell my house to pay for my healthcare and medications?

02.  WILL I end up  Bankrupt?

03.  WILL I loose everything I worked for all my life??

BOTTOM LINE:  I can't count on anyone but myself. 

My name is, Terri Carlson, a 47-year-old divorcee, that has created
willmarryforhealthinsurance.com because I suffer from a  genetic disease where insurance companies have denied me coverage. 
My condition, is called C4 Complement Deficiency, well its really a genetic deletion.  It makes it hard to process bacteria and viruses efficiently and my body attacks itself. http://primaryimmune.org/wp-content/uploads/2011/04/Complement-Deficiencies.pdf It's very similar to lupus.
 
California has a Major risk medical plan. Upon further investigation "Mrmip" has a 75k a year max benefit and a 750k lifetime max benefit. I will also note the cost of Mrmip per month, for my age is $756.16 and thats without Dr copays or medicine copays. So,for most people, do they pay for health insurance or a roof over there head and food?

I was also informed that in California you can create a small business of 2 and then apply for insurance. So if you have an illness create a fake business because insurance companies then will take you regardless of your health.   So we must create a fake business or get married to be able to get health insurance in the US?? Anyone think thats a problem? We have to lie cheat and steal to be insured in the US?

Your overwhelming responses, with more than 75,000 e-mails, and counting, from people all over the world has taken my breath away. If this is what I have to do to get the word out and put a face to pre-existing conditions and people that are caught in the middle, I'm willing to do it. Will I marry without Love,of course not but I made my point didnt I????

I've looked, I've searched, there is absolutely no stone that I've left unturned.The reaction to my unique online husband/health care search, has led some people to think I am part of a left-wing conspiracy......It's NOT!!! I'm just like every other middle American that's suffering with a pre-existing condition and caught in the middle. This isn't about politics its about humanity. We are the wealthiest country in the world and always lend our assistance to other countries while, our very own tax paying citizens suffer and die. The thought I would be forced to marry just to get health insurance makes me sick .No pun intended! What a step back to the victorian era for women.

I often thought,someone could give all there worldly belongings to there families,go commit a crime and have better healthcare then I have now working my fanny off everyday. I have never even had a speeding ticket but in jail, you could get 3 FREE meals a day,have FREE medications, FREE healthcare and workout at there Free gym. How is it right the government will give better healthcare to those that are a drain on society then hard working tax paying Americans?????

This is not just about me. It's about thousands of e-mails that I have in my inbox of people asking me to be the voice for them, the person, the people that are caught in the middle. I've heard some tragic stories. This is for them, too. Lets get rid of insurance companies ability to deny coverage to those with preexisting conditions and not allow insurance companies to charge us more to buy insurance. Its those that are so sick its hard to work each day, that can least afford to pay double just because we happen to have an illness thats beyond our control.  

This is NOT support of the Democrats ,Republicans or the current healthcare reform bill. Its support for everyone stuck in the middle because they happen to be sick and unable to get insurance in the United States of America.

 I wanted to attach this article that was sent to me . http://www.thearc.org/document.doc?id=2679
 It was written by Arc and the disability policy collaboration. In a nut shell ,reading it was a shock . I think we all believed the practice of denying those of us with preexisting conditions would end in 2014. Not quick enough for most  but help never the less.....so we thought. Take a moment to read it. "
Will all plans be affected by the changes to pre-existing conditions exclusions? 
No.  There is one exception.  Individual health insurance plans are exempted.  Individual health insurance plans are policies that individuals buy on the open insurance market (they do not include employer sponsored plans)."
I was  SHOCKED by this wording .This paragraph seems to indicate that insurance companies will still be able to deny individuals that apply for health insurance on there own. WHAT THE HECK?? isn't that the very people this was suppose to help?? I am STILL going to be discriminated by health insurance companies after 2014?? So whats changing?The government is saying if you have a disability we must go back to the victorian ages and get married because thats your only option for health insurance in the USA....or are they telling us we need to leave our country and go to Europe or Canada to be treated humanly and be cared for. The healthcare Reform bill did NOTHING for individuals that have a chronic illness and need to buy health insurance on there own.  
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 Press Inquiries: willmarryforhealthinsurance@yahoo.com